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Terms of Service
Updated on September 05, 2024
Introduction
RespectedFX Bureau De Change Limited ("RespectedFX", "we", “us”) is a duly registered company under the Companies and Allied Matters Act with its official address located at Suite C2, Ikota Shopping Complex, Road 1, VGC, Lagos, Nigeria. RespectedFX offers both physical and digital services through its registered office and an online platform comprising a website, web applications, and/or mobile apps (the “Platforms”).
For the purposes of these Terms of Service, “Customers” refer to individuals and businesses that utilize the products and services of RespectedFX.
References to “Users”, “User” or “You” within these Terms of Service include Customers and any other party visiting or interacting with the Platforms.
Acceptance
These Terms of Service represent a legally binding contract between RespectedFX and the Users of the Platforms. They outline the conditions under which the Platforms and related services are accessed and used.
By using or accessing the Platforms, as well as any service, content, or data available through them, you are deemed to accept and agree to be bound by these Terms of Service in full. If you disagree with any part of the Terms, or if you are not authorized or eligible to be bound by them, you must refrain from using the Platforms.
Account Creation
You may create an account on the Platforms if you have the legal capacity to do so. This can be done either as an individual or as an authorized representative of a corporate entity.
By creating an account, you represent and warrant that you are either:
At least 18 years old, or
An authorized representative of a corporate entity, having obtained all necessary approvals and permissions for registration.
By submitting the account registration form on the Platforms, you agree that your account will be governed by these Terms of Service. You further warrant that all information provided during registration is accurate, complete, and up-to-date. Should there be any changes, you must notify RespectedFX and cease using the Platforms until the necessary updates are made.
During the registration process, you will be asked to create login credentials, including a user ID and password, which will allow you access to your account. In acknowledgment of the associated risks, you agree to:
Keep your login credentials confidential.
Inform us immediately if you suspect your login details have been compromised.
Report any unauthorized attempts to access your account or any unauthorized use of it.
You are permitted to create only one account, which must be for your exclusive use. You may not transfer your account to another individual. Should you permit a third party to manage your account on your behalf, you do so at your own risk.
RespectedFX reserves the right to suspend or terminate your account and access to the Platforms at any time, with or without notice, if these Terms of Service are breached.
You may cancel your account at any time by notifying us.
User Warranties & Representations
All Users represent and warrant that:
You have read, understood, and agree to be bound by these Terms of Service and the Privacy Policy.
You will respect the privacy, property, and data rights of RespectedFX’s staff, agents, and other Users.
You will use your real name or business name on your account.
You will comply with all applicable local, state, federal, or international laws when using the Platforms.
You do not have any undisclosed motivations or interests in using the Platforms, including for journalistic, investigative, academic, or unlawful purposes.
Cancellation & Refunds
Cancellations of services are subject to the sole discretion of RespectedFX and will be managed according to the terms herein and in compliance with applicable local laws.
Customers are entitled to refunds only for services that have not yet been rendered.
Billing & Payment
Users agree that:
To protect against fraud, RespectedFX may validate your account before activation and before processing any orders. This validation may include temporary charges that are later refunded within 1-5 business days.
Upon receiving confirmation of a payment due for services, the Customer authorizes RespectedFX and its Payment Service to process the payment automatically.
In cases of suspected fraud or unauthorized use, RespectedFX reserves the right to place any payment on hold or arrange for a refund.
Users may be responsible for applicable taxes, including VAT, where applicable, on products and services.
Users agree to make all payments on time in accordance with the Payment Guidelines outlined on the Platforms.
Content Rules
RespectedFX allows Users to create and submit content to the Platforms, including text, images, video, and audio (collectively, “Contributions”). Users warrant that:
Their Contributions do not infringe on the rights of third parties.
They have the necessary permissions to use any personal likeness or third-party content.
Their Contributions do not violate any laws or promote harmful, offensive, or illegal content.
They are responsible for their Contributions and any consequences resulting from their submission.
RespectedFX reserves the right to remove any Contributions at its sole discretion.
Use of Platforms
Users agree to use the Platforms only for the purposes intended and refrain from:
Unauthorized data collection or scraping.
Misleading or fraudulent activities.
Unauthorized use of another User’s account.
Interfering with or circumventing security features.
Engaging in automated systems to collect data without permission.
Copyright & Trademarks
The content and functionality of the Platforms, including code, databases, designs, text, and media, as well as trademarks and logos (collectively, “Content”), are the property of RespectedFX and are protected by intellectual property laws. Users are granted a limited license to use the Platforms for personal, non-commercial purposes and may not reproduce or distribute any content without express permission.
Data Privacy
By using the Platforms, you agree to our Privacy Policy. RespectedFX will process all personal data in accordance with this policy. Any misuse of personal data by agents is the responsibility of the agent.
Disclaimers
The Platforms are provided on an "as-is" basis. RespectedFX does not warrant the accuracy or completeness of the Platforms’ content and will not be liable for any damages or losses resulting from the use of the Platforms.
Limitation & Exclusion of Liability
RespectedFX shall not be liable for any indirect or consequential damages, including loss of profits, data, or business, arising from the use of the Platforms. In cases where services are offered at no cost, RespectedFX shall not be liable for any damages or losses.
Indemnification
You agree to indemnify and hold RespectedFX harmless from any claims, damages, or expenses arising from your use of the Platforms or breach of these Terms of Service.
Term & Termination
These Terms of Service will remain in effect while you use the Platforms. RespectedFX reserves the right to terminate or suspend your account for any reason without notice.
Variation
RespectedFX may revise these Terms of Service and related policies at any time. Changes will take effect upon publication on the Platforms.
Severability
If any provision of these Terms of Service is found to be unenforceable, the remaining provisions will continue in full effect.
Assignment
RespectedFX may assign or subcontract its rights and obligations under these Terms of Service. You may not transfer your rights without prior consent.
Law & Jurisdiction
These Terms of Service are governed by the laws of the Federal Republic of Nigeria. Any disputes will be subject to the jurisdiction of Nigerian courts.